π-Economy π-Economy 2782-6015 39 Increasing the efficiency of the bank mortgage crediting in Russia Повышение эффективности банковского ипотечного кредитования в россии Kozlovskaya Era finance@fem.spbstu.ru Guzikova Ludmila guzikova@mail.ru Savrukova Elena 10 02 2008 1 53 175 185

The subject under consideration is the development of the bank mortgage crediting in Russia. Directions of increase efficiency of the bank mortgage crediting are grounded and the unified system of indexes for an estimation and analysis of the portfolio of mortgage credits is offered.