Problems of assessing the capital adequacy of banks in crisis

The problem of the capital sufficiency of banks is becoming significant at the condition of a financial crisis. The satisfactory level of own capital protects individual bank from losses, contributes to the stability of the banking system and limits the volume of risk the bank's operations. In the network of this problem in the article is being researched an international experience and theoretical approaches to the organization countercyclical regulation of banks by the use of dynamic reserves which was formed by credit institutions.